Property Owners Insurance

Padlock Property Owners Insurance … a new special package to include all your possible risk exposures as a commercial landlord in one combined policy.

Padlock 8 policy sections available in brief:

• Material or equipment damage to commercial property – accidental damage has no sub-limit
• Loss of income insurance cover for commercial landlords – covering tenant rent and all income
• Theft, money, rent default – theft has no sub-limit, blanket coverage on money to $50K, our cover for rent default on commercial property is unique
• Glass damage repair
• Tax audit – up to $5,000
• OHS& Legal costs – up to $100,000
• Commercial liability insurance cover – tailored to the commercial property owner
• Machinery/Electrical equipment breakdown.

Key Features

• Comprehensive cover
• High insurance claim sub-limits, low deductibles
• Sums insured $200K to $200M
• Unique covers – commercial property environmental upgrade, rent default option

Useful Downloads

Property_Owners_Padlock_IBNA_PDS (572KB)