• Can I start my policy now before my current policy expires?

    Posted on 09 January, 2019

    We normally advise clients not to cancel another policy before expiry because that may incur a penalty charge by their insurer. However, if the existing cover is not adequate or the price difference is large enough it may be worthwhile transferring cover immediately. If clients are paying monthly directly to an insurer it is usually possible to cancel a policy mid-term without penalty, providing sufficient notice is provided to the insurer and finance institution.

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